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What Is Travel Insurance?

Sometimes even the best-made plans fall apart. What happens if you get sick, a family member passes away, or you lose important travel documents? If these events prevent you from taking a trip, you will likely end up paying the full cost of your canceled plans without travel insurance.

Travel insurance is a policy that reimburses you if your trip is canceled or disrupted. It can also help pay for many things that may go wrong when you’re away from home, including a medical emergency, evacuation, or lost baggage.

There are two broad forms of travel insurance: packages that cover trip cancellation and packages that focus on travel medical insurance. Before taking a trip, it may be a good idea to consider one or both policies.

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As a Paying Guest of a Hotel, Do I Have Rights?

Anytime that you are a guest in someone else’s establishment, whether it’s at a restaurant, sports stadium, or auto shop, there are certain assumed laws that come into play concerning safety liabilities. As long as you stay in the seating area of a restaurant, for instance, you are entitled to a reasonably safe accommodation. Step into the kitchen to confront the chefs, and you’re on your own.

The same applies to hotels. Since an overnight stay with your family and personal luggage puts you in a more vulnerable situation than some other locations, the hotel chain assumes a larger share of responsibility in making sure you are safe. Conversely, any time you step outside of what is considered “normal” visitor behavior, there could be a problem.

Despite what you may think, there are no national regulations concerning hotel conduct and disclosures, although most states have some kind of “innkeeper” regulations that do apply to every hotel chain in their state. Beyond that, the rules are more akin to a general understanding of how things should operate.

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If a Flight Is Overbooked, What Are My Rights?

Just about everyone saw the viral video of a passenger being forcibly removed from a United Airlines flight in 2017, which led to quite a bit of interest in what passengers’ rights are and how far airlines can go when they’ve overbooked a flight.

Incidents involving passengers getting taken off airplanes by force are extremely rare. Even when people aren’t happy about getting kicked off a flight, they usually comply. It’s important to know your rights in this situation, though, because it can affect the compensation you receive. Here’s everything you need to know about being a passenger on an overbooked flight.

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I Am Driving to Mexico on a Vacation, Should I Buy Mexican Car Insurance?

Taking a vacation in Mexico can be great fun and there is certainly plenty to do and see, but it’s important to make sure you’re prepared. This is especially true if you’re driving. Whether you take your own car or a rental, you want to make sure you’re covered for every contingency. This means ensuring your insurance coverage will extend to Mexico, because if you don’t check, you may bring an abrupt end to your vacation.

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I Want to Go Parachuting but the Company Has This Huge Waiver. If I Sign It, Does That Mean I Lose My Rights?

So you want to go parachuting and have been handed a huge waiver by the company that offers these experiences. The company is protecting itself and attempting to ensure that they will not be held liable for any accident that may happen as you’re parachuting. When handed a large amount of paperwork, it’s understandable that you’re concerned about whether or not you’ll lose your rights if you end up signing these documents. This is why it’s important that you understand what these waivers entail and what options you may have if you do suffer from an injury when parachuting.

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Is It Really Safer to Fly on Planes Than to Drive?

Hearing about any problems on an airplane makes you think about the overall safety of flying. Sometimes, staying on the ground can seem like a much better plan. However, you must travel around your neighborhood and possibly across the nation at times. Flying is a common, and convenient option for most trips. If you look at the statistics, it’s actually safer to fly than it is to drive across town. Take a moment to understand the reasons behind this reality. It may not make sense in your mind until you compare driving and flying statistics and how they relate to each other.

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5 Common Premises Liability Cases That You Should Know

Is there an instance that someone has incurred an injury on your premises? If none, you must be thankful because there are claims that exist when a premises liability case happens so that someone can have a settlement. Premises liability cases are incidents that cause someone to be injured in someone else’s place because of the owner’s negligence.  If you want to know what are the common premises liability cases that may happen, you can read the list below.

Here is the list of the common premises liability cases that you must need to know.

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